
Your allocation
Build your DeFi bundle
Select USDC yield opportunities across DeFi and set each allocation. Compare APYs and liquidity, then review your weighted bundle yield, borrowing costs, and Health Factor.

Keep your T-Bill yield. Borrow USDC and deploy to DeFi in one click.
Robinhood Chain testnet prototype · mock assets · variable yield.
About BILVIA

The Yield Engine
Choose your T-Bill collateral, LTV, and DeFi allocations. Deploy Strategy locks collateral, borrows USDC, and funds your selections in one atomic transaction.

Perpetual positions
No fixed tenor. Your T-Bill collateral keeps its base yield while borrowed USDC works across your selected DeFi opportunities. Target a Health Factor of at least 1.20.
Monitor and unwind
Monitor borrowing costs, net spread, and position health. Review AI suggestions before execution. Unwind & Withdraw settles debt and returns remaining collateral and net proceeds, subject to liquidity.

Your allocation
Select USDC yield opportunities across DeFi and set each allocation. Compare APYs and liquidity, then review your weighted bundle yield, borrowing costs, and Health Factor.

Eligibility and risk
A position receipt tracks collateral, USDC debt, and active allocations. Yield is variable; borrowing costs and fees affect returns. Underlying Treasury eligibility and KYC still apply.